Our Team

Ben Zaharias CLU®, ChFC®, CLTC

Financial Advisor
Ben Zaharias is a lifelong native of Ocala, Florida. His focus has been post-retirement planning for over a decade. This includes: generating income, protecting assets, transferring wealth and legacy planning. He has held industry memberships including Million Dollar Round Table. Ben received his Bachelor of Business Administration from St. Leo University. He also holds an active insurance license in Florida, as well as a non-resident license in Pennsylvania and Georgia. He frequently holds seminars in Central Florida.

Rachel Sams

Financial Advisor
Based in the heart of Marion County, Florida, Rachel Sams is a financial advisor committed to helping businesses, individuals, and families achieve financial stability, build generational wealth, and secure their futures. A proud graduate of Lake Weir High School, Central Florida Community College, and Bethel University, Rachel holds Series 7 and Series 66 licenses, equipping her to provide a comprehensive range of financial planning and investment services in a fiduciary capacity.

Serving clients throughout Florida and across the nation, Rachel combines a deep understanding of the “Horse Capital of the World” with a passion for delivering customized solutions. At Central Florida Wealth Management, she offers expertise in investments, retirement planning, insurance services, and long-term care. In addition, Rachel provides guidance in preparing essential legal documents such as wills, trusts, and powers of attorney. With a client-focused approach and commitment to excellence is the standard, Rachel Sams is dedicated to creating personalized strategies that pave the way for financial freedom and peace of mind. Whether you’re starting your journey, seeking a local personalized advisor, or planning for retirement, Rachel is here to guide you every step of the way.

Rachel Sams is, deeply rooted in the values of family and community. She is married to her husband, Matt, and they share a joyful life with their daughter, Avery. In her free time, Rachel embraces the outdoors, enjoying time on the water and exploring Florida’s natural treasures. A dedicated mom, you’ll often find her at the softball fields with Avery’s team, spending quality moments with loved ones, and loves to travel. Whether she’s adventuring through her home state or engrossed with a great book, or seeking the next big adventure, Rachel embodies the warm, down-to-earth spirit of a true hometown girl with a servant heart.